As a student, there certainly are times when your funds are in short supply.  It would be nice to have a credit card to help out.  Get a student Discover credit card! It will help you buy books and supplies that perhaps weren't covered fully by student loans and scholarships.  Having a credit card available for those times takes the stress off of you so you can manage your finances through monthly payments rather than one lump sum amount.  When you use your student credit card wisely, it also builds your credit rating so when the time comes to buy that new car or home when you graduate, you will have a credit background that can get you the best rates. Everyone needs a credit card to order items online.   

When looking for an apartment, condo or house to rent, many landlords look for your credit worthiness which is an important part in determining whether or not to rent or lease to you.  So having credit cards does make a difference!  Also a credit card helps to furnish your new home.   Don't forget a credit card is great for that special gift or some flowers for the one you love.